Scams; Claims and Compensation

Claim compensation is a funny old game. It is something that can bring out both the best and worst in people.
It may be that you caused an accident yourself and accepted liability, or perhaps you were involved in one that wasn't your fault - for example, if you were driving a car that was rear ended. It is reasonable to assume that you may well have sustained an injury and need to submit a whiplash claim. If so, it's only fair that you are compensated accordingly.

However, there is always the temptation to embellish your story in an attempt to get more money. Maybe you exaggerated your injuries after tripping over a paving stone and took unnecessary time off work, or claimed that you were driving to a Fabergé egg owner's conference with your entire collection in the boot of your car when the accident occurred. Unfortunately, this type of person costs the industry an estimated £1.5 billion per year and the average motorist 5% on their yearly insurance bill.

The increase in popularity of no win no fee injury lawyers may have been blamed for the escalating numbers of fraudulent claims, but the truth is that a dishonest person is likely to try and scam any insurance company.

As a result, insurance companies have drawn a line in the sand and are becoming ever more sophisticated in combating fraud. If you've had an accident and you're tempted to enhance your story, be aware that it's not a victimless crime and as such can carry a jail term, so you should use reputable injury lawyers to represent your case.

Scams; Claims and Compensation

How To Calculate Your Whiplash Claim

If you are unfortunate enough to be in a car accident, especially one where you are hit from behind, there is little doubt that at least one of your friends or family may wink, tap the side of their nose and mutter 'making a whiplash claim'.

In fact, whiplash is an umbrella term for many injuries sustained to the neck. It can result in back and shoulder pain, headaches and 'pins and needles' sensations in the arms. It can be caused in many ways, including falls, playing sports or even roller coaster rides. Nevertheless, it is treated with suspicion by some as it is one of the most common injuries covered by motor insurers and no win no fee injury lawyers.

When determining the amount of claim compensation, many factors are considered. As well as the physical pain experienced, emotional distress and loss of joie de vivre, any resulting psychological disorders can influence the amount awarded. Furthermore, specific compensation may be granted if you see a loss of earnings as a result of the accident. These 'special damages' can also be awarded to compensate for costs incurred from car repair, hiring a replacement vehicle or any medical treatment you may receive. If you are thinking of claiming for such damages, it is vital that you keep your receipts for these expenses.

With so many things to be taken into account, it is easy to see how the amount of any settlement can vary greatly, which highlights the need to seek advice from reputable injury lawyers.

How To Calculate Your Whiplash Claim